This is a great book. I encourage you to buy it. Though it talks of “effortless savings,” sorry, you’re going to have to work to get those savings. Often the work won’t be much, but you have to focus your life to save, and that takes effort.
What area do I have the most expertise in? Insurance. When I read the book, I looked at the insurance area closely, and said to myself, “a very good chapter, except he excluded warranties.”
Then as I read on, he handled warranties later, in discussions on electronics, where warranties are presently hot.
This is one of those books, that as you read it, you should make a list. Prioritize the areas where you are overspending, and take action one-by-one, to reduce your spending in a wise way. If you did this over a whole year, you might be able to do this in such a way that you don’t notice any significant changes to your life.
This is a great book and you should buy it here: Effortless Savings: A Step-by-Step Guidebook to Saving Money Without Sacrifice.
Full disclosure: The author asked me if I would like a copy and I said yes.
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