Category Archives: Personal Finance

Retirement – A Luxury Good

Recently I was approached by Moneytips to ask my opinions about retirement. They sent me a long survey of which I picked a number of questions to answer. You can get the benefits of the efforts of those writing on this topic today in a free e-book, which is located here: http://www.moneytips.com/retiree-next-door-ebook.  The eBook will be […]

The Art of Extracting Large Commissions From Investors

The dirty truth is that some investments in this life are sold, and not bought.  The prime reason for this is that many people are not willing to learn enough to save and invest on their own.  Instead, they rely on others to corral them and say, “You ought to be saving and investing.  Hey, […]

Avoid Illiquidity

There are several reasons to avoid illiquidity in investing, and some reasons to embrace it.   Let me go through both: Embrace Illiquidity You are offered a lot of extra yield for taking on a bond that you can’t easily sell, and where you are convinced that the creditor is impeccable, and there are no […]

Post 2500: What is the Aleph Blog About?

Every hundred or so posts, I take a step back, and try to think about broader issues about blogging about finance.  Tonight, I want to explain to new readers what the Aleph Blog is about. There have been many new followers added to my blog recently,  through e-mail, RSS, and natively.  This is because of […]

Sorted Weekly Tweets

Market Impact  Giving Yourself an Investing Makeover http://t.co/u1MmwlWiKP @jasonzweigwsj describes Guy Spier & his efforts 2b a more rational investor $$ May 24, 2014 The Bearish Signs Junk Buyers Reject in Stoking ’14 Rally http://t.co/xsYEJeKTnU BBs beat CCCs amid a falling Russell 2000 index $$ #odd May 23, 2014 Penny Stocks Like Latteno Foods Rally, Fueling Big-Dollar Dreams http://t.co/IiqCWeAyOW Fascinating 2c this amid […]

Asset Value Illusion

Are some Baby Boomers retiring because the current value of their assets is high?  This article from Bloomberg gives an ambivalent answer to the question.  Personally, I don’t know the answer to that question, but I can answer a related question: In the current market environment, where interest rates are low and stock valuations are high, should […]